Not by a publisher. Or an agent. Or even awards committee.
I’ve been rejected by an insurance company.
Because I’m a writer. I thought my husband was kidding when he told me that I had to call the insurance agent about our new umbrella policy because there was a problem with my profession. That I was a liability.
The umbrella policy had nothing to do with writing. We wanted one because we have a rental property I had a hard time figuring out how what I made up on the page affected a potential slip and fall claim.
I called Jane, our insurance agent, and explained that all my books were murder mysteries. Fiction. Just some fun that could not be construed, in any way, to libel people. She checked with the company. “They don’t like you,” she said.
Tell them I don’t even have a book coming out this year, I said. She got back to me: “They still don’t like you.”
Apparently, they were worried that someone out there might think I was using them
as a model for one of my characters and thus libeling them.
(As a financial aside, since I draw a lot on my own journalism experiences in the creation of Hallie Ahern, my protagonist, I wonder if this means I can sue myself and make a killing?)
At any rate, Jane, who really is an insurance agent extraordinaire, eventually solved the problem, but it required a search. She had to find a special insurance company in LA that….. and get this: “insures celebrities.”
That’s right. Me and Angelina Jolie. We have the same kind of insurance problems.
The policy cost more money, but they, that’s just the price of celebrity!!
So have any of you other writers out there ever heard of this?? Or had to pay the higher premiums yourself?